1822direkt
German online bank with free depot, 2.55% savings rate, and 170+ free ETF plans
Rating breakdown
Pros
- Free depot management
- 2.55% interest on savings for new customers
- 170+ ETF savings plans without execution fees
- Part of the Sparkasse network — German deposit guarantee
Cons
- German language only — no English interface
- Limited to German market
- No fractional shares or crypto
Fees & costs
Variable fees. Frankfurter Sparkasse subsidiary.
| Fee type | Cost |
|---|---|
| ETF trading | 170+ ETF savings plans without execution fee |
| Custody fee | 0.000% per year |
| Deposit fee | Free |
| Minimum deposit | None |
Fees as of 23 March 2026. Always verify on the platform's website.
Available products
Platform & features
Available on
Key features
Availability
Languages
Available in 1 country
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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer