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Achmea

The Netherlands' largest insurance group, serving 10 million customers through brands like Centraal Beheer, Interpolis, Zilveren Kruis, FBTO, and InShared.

Insurance
3.5/ 5
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HQ:Netherlands
Regulator:DNB / AFM

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.0
Safety
4.5
Product range
4.5

Pros

  • Largest insurance group in the Netherlands — 10 million customers across multiple well-known brands
  • Wide range of insurance products: health (Zilveren Kruis), car/home (Centraal Beheer, Interpolis), and direct (FBTO, InShared)
  • Strong focus on sustainability and societal impact — UN Principles for Sustainable Insurance board member

Cons

  • Corporate website only — consumers must go through individual brands (Centraal Beheer, Interpolis, etc.)
  • No English-language support — all brands primarily serve Dutch-speaking customers
  • Not a direct consumer platform — acts as parent holding company

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

Dutch

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Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer