Afranga
Bulgarian P2P lending platform with up to 16% annual returns, zero fees, and a European Crowdfunding Service Provider license.
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Min. deposit: €10
Rating breakdown
Pros
- Zero fees for investing, deposits, and withdrawals — all returns go to the investor
- EU-regulated with European Crowdfunding Service Provider (ECSP) license
- Low minimum investment of €10; English-language platform accessible across 27 EU states
Cons
- P2P lending carries inherent credit risk — borrower defaults can reduce returns
- Relatively small platform (€50M+ invested) compared to major P2P competitors
- Based in Bulgaria — less familiar regulatory environment for Western European investors
Fees & costs
Zero fees — no charges for investing, depositing, or withdrawing money.
| Fee type | Cost |
|---|---|
| Minimum deposit | €10 |
Fees as of 23 March 2026. Always verify on the platform's website.
Platform & features
Available on
Key features
Availability
Languages
Available in 8 countries
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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer