ATP (Arbejdsmarkedets Tillægspension) logo

ATP (Arbejdsmarkedets Tillægspension)

Denmark's largest mandatory pension fund with 5.7 million members and guaranteed lifelong pensions

PensionBeginner
4.0/ 5
Founded:1964
HQ:Denmark
Regulator:Finanstilsynet (Danish FSA)

Rating breakdown

Overall
4.0
Fees
4.5
Platform
3.0
Safety
5.0
Product range
1.5

Pros

  • Denmark's largest pension fund — 5.7 million members
  • Guaranteed lifelong pension — pays out no matter how long you live
  • Strong investment returns — 19.5% in 2025, 10.4% avg since 2008
  • Also administers welfare benefits (barsel, boligstøtte, folkepension)

Cons

  • Danish-language only — no English interface
  • Mandatory — no choice in participation or contribution levels
  • No individual investment control
  • Relatively small pension amounts — supplementary to other pensions

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

Danish

Available in 1 country

🇩🇰Denmark

Similar platforms

Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer