Bank Austria (UniCredit) logo

Bank Austria (UniCredit)

Austria's largest retail bank — part of UniCredit Group, full-service banking and investing

InvestingBeginner
3.0/ 5
Visit Bank Austria (UniCredit)

Free account

Part of UniCredit Group

Founded:1855
HQ:Austria
Regulator:FMA
Protection:€100,000

Rating breakdown

Overall
3.0
Fees
2.0
Platform
3.0
Safety
4.0
Product range
3.5

Pros

  • Austria's largest retail bank with extensive branch network (459+ locations)
  • Part of UniCredit Group — strong European banking group
  • Full service: accounts, credit cards, mortgages, investments, private banking
  • Modern mobile banking app with Apple Pay and Google Pay
  • €100,000 deposit guarantee under Austrian deposit protection

Cons

  • German language only — no English interface
  • Austria-only — not available to non-Austrian residents
  • Traditional bank pricing — higher fees than online-only competitors
  • Investment advisory model — less self-directed than discount brokers
  • Website feels dated compared to digital-first banks

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

Available in 1 country

🇦🇹Austria

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer