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Bankinter Hipotecas

Spanish bank's mortgage offering — variable-rate with 3-year fixed period from Euribor +0.50%

MortgagesIntermediateAvailable in English
3.5/ 5
Visit Bankinter Hipotecas

Free account

Part of Bankinter S.A.

Founded:1965
HQ:Spain
Regulator:CNMV
Protection:€100,000

Rating breakdown

Overall
3.5
Fees
3.5
Platform
3.0
Safety
4.0
Product range
2.5

Pros

  • Competitive variable-rate mortgage: Euribor +0.50% after 3yr fixed period
  • Part of publicly traded Bankinter — strong financial stability
  • English-language website available
  • Spanish Deposit Guarantee Fund: €100,000 protection
  • Also operates in Portugal — cross-border convenience

Cons

  • Requires meeting conditions for best rates (salary domiciliation etc.)
  • Spain and Portugal only
  • Mortgage product only — use Bankinter main for investing
  • Branch-oriented for mortgage advisory
  • Rate conditions change frequently

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

SpanishEnglishPortuguese

Available in 2 countries

🇪🇸Spain🇵🇹Portugal

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer