Pension Savings Funds (Pensioensparen) logo

Pension Savings Funds (Pensioensparen)

Belgian government pension savings scheme (pensioensparen) with tax benefits up to €1,350/year

PensionBeginner
2.0/ 5
Founded:1986
HQ:Belgium
Regulator:FSMA (Belgium) / NBB (Belgian Ministry of Finance)

Rating breakdown

Overall
2.0
Fees
2.5
Platform
1.5
Safety
4.0
Product range
1.5

Pros

  • Tax benefit of 25-30% on contributions up to €1,350/year
  • Available through most Belgian banks and insurers
  • Government-backed pension savings framework
  • Both partners can claim maximum separately

Cons

  • Not a platform — government pension savings regulation page
  • Only available for Belgian tax residents
  • Minimum 10-year holding period
  • No English language support

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

DutchFrenchGerman

Available in 1 country

🇧🇪Belgium

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer