Bondora
Estonian P2P lending platform known for its simple Go & Grow savings product with up to 6.75% returns
Rating breakdown
Pros
- Go & Grow product offers simple passive investing up to 6.75%
- Available in English — great for European expats
- Over 15 years of track record in P2P lending
- Low minimum investment — accessible for beginners
- Operates across multiple EU countries
Cons
- P2P lending carries higher risk than bank deposits — not guaranteed
- Returns depend on borrower repayment — default risk exists
- Not regulated as a bank — no deposit guarantee
- Limited product range — mainly personal loan P2P
Platform & features
Available on
Key features
Availability
Languages
Available in 26 countries
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer