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BUX Zero

Dutch investing app with €0 investment plans, fractional shares, and up to 1.75% interest on cash

InvestingAvailable in English
4.0/ 5
Visit BUX Zero

Min. deposit: €10

Part of BUX B.V.

Founded:2014
HQ:Netherlands
Regulator:AFM (Netherlands)
Protection:€100,000
Min. deposit:€10
Cash interest:1.75%

Rating breakdown

Overall
4.0
Fees
4.0
Platform
4.0
Safety
4.5
Product range
3.5

Pros

  • €0 automated investment plans with fractional shares
  • Three flexible tiers from free to premium
  • AFM regulated with €100K deposit guarantee
  • Up to 1.75% interest on uninvested cash
  • Expert-built J.P. Morgan model portfolios on Prime tier
  • Available across 8 EU countries in English

Cons

  • Monthly service fees on Plus (€2.99) and Prime (€7.99) tiers
  • Basic tier has limited order types and higher commissions
  • FX markup on US stocks (0.20-0.75%)
  • Stock lending enabled by default (revenue shared)

Fees & costs

Three tiers: Basic (€0/mo, up to €3.99/order), Plus (€2.99/mo, up to €1.99/order, 1.5% interest), Prime (€7.99/mo, up to €0.99/order, 1.75% interest). €0 investment plan orders.

Fee typeCost
Stock trading€0.99-€3.99 per order (tier dependent)
ETF trading€0.99 per market order
Currency conversion0.20-0.75% FX markup on US stocks (tier dependent)
Inactivity feeNone
Withdrawal fee€0
Custody fee0.200% per year
Deposit fee€0
Minimum deposit€10

Fees as of 23 March 2026. Always verify on the platform's website.

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

EnglishDutchGermanFrench

Available in 8 countries

🇦🇹Austria🇧🇪Belgium🇩🇪Germany🇪🇸Spain🇫🇷France🇮🇪Ireland🇮🇹Italy🇳🇱Netherlands

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer