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By Miles

UK pay-per-mile car insurance for low-mileage drivers — no longer accepting new customers

InsuranceAvailable in English
3.5/ 5
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HQ:United Kingdom
Regulator:FCA (UK)

Rating breakdown

Overall
3.5
Fees
4.0
Platform
4.0
Safety
4.0
Product range
2.0

Pros

  • Pay-per-mile model — less driving means lower premiums
  • Award-winning customer service (Trustpilot 4.5)
  • No Claims Discount protection included as standard
  • Daily mileage capped at 150 miles
  • Comprehensive cover with telematics insights

Cons

  • No longer accepting new customers (shutting down 2026)
  • UK only — not available in EU/EEA
  • Requires telematics device (Miles Tracker) in most cars
  • Not suitable for high-mileage drivers

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer