By Miles
UK pay-per-mile car insurance for low-mileage drivers — no longer accepting new customers
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Rating breakdown
Pros
- Pay-per-mile model — less driving means lower premiums
- Award-winning customer service (Trustpilot 4.5)
- No Claims Discount protection included as standard
- Daily mileage capped at 150 miles
- Comprehensive cover with telematics insights
Cons
- No longer accepting new customers (shutting down 2026)
- UK only — not available in EU/EEA
- Requires telematics device (Miles Tracker) in most cars
- Not suitable for high-mileage drivers
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer