Compare platforms

Side-by-side comparison of fees, features, and ratings

ABP logo
ABP
Aegon Pensioen logo
Aegon Pensioen
a.s.r. Pensioen logo
a.s.r. Pensioen
Max 3 platforms
ABP logo
ABP3.0The Netherlands' largest pension fund, serving over 3 million participants in government, education, and public sector employment for over 100 years.Open accountView full review
Aegon Pensioen logo
Aegon Pensioen2.5Aegon's pension division in the Netherlands, currently transitioning to a.s.r. as part of the Aegon-a.s.r. merger.Open accountView full review
a.s.r. Pensioen logo
a.s.r. Pensioen3.0Major Dutch pension provider serving 3+ million participants across public and private sectorsOpen accountView full review
Overview
Categorypensionpensionpension
Difficultybeginner
Founded192218442008
HeadquartersNetherlandsNetherlandsNetherlands
Best for
Ratings
Overall
3.0
2.5
3.0
Fees
3.0
2.5
3.0
Platform
3.0
2.0
2.5
Safety
4.5
4.0
4.5
Product range
2.5
3.0
2.0
Fees & costs
Stock trading
ETF trading
Crypto trading
Currency conversion
Inactivity fee
Withdrawal fee
Custody fee
Deposit fee
Minimum deposit
Available products
Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds
Platform & features
Web platform
Mobile app
Desktop app
API access
Fractional shares
Savings plan
Demo account
Copy trading
Cash interest
Regulation & safety
Primary regulatorDNBDNB / AFMDNB
Investor protection
MiFID passported
Availability
Available in English
Languages1 languages1 languages1 languages
Countries111
Pros & cons
Pros
  • Largest pension fund in the Netherlands with over 100 years of history — strong institutional backing
  • MijnABP online portal for managing pension details and downloading tax statements
  • Preparing for the new Dutch pension system (vernieuwde pensioenstelsel) launching January 2027
  • Backed by one of the Netherlands' largest financial groups with 180 years of history
  • Pension information migrating to a.s.r. — MijnAegonPensioen portal still accessible
  • Regulated by DNB — strong supervisory framework for pension products
  • One of the largest pension providers in the Netherlands
  • Regulated by DNB (Dutch Central Bank)
  • Multiple pension products including Cappital and Doenpensioen
  • Also offers insurance and mortgages
Cons
  • Website and services entirely in Dutch — no English support for expats
  • Not a voluntary pension — only available to government and education sector employees
  • No individual pricing or fee transparency — employer-managed contributions
  • In full transition to a.s.r. — product information scattered across two websites
  • No English support — entirely Dutch-language service
  • Not a voluntary pension choice — employer-based pension fund
  • Dutch language only — no English interface
  • Pension products only, no self-directed investing
  • Complex product range can be confusing
Open accountOpen accountOpen account

Quick verdict

Best fees

ABP, a.s.r. Pensioen

Safest

ABP, a.s.r. Pensioen

Most products

Tied

Best platform

ABP

Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always verify fees and features on each platform's website before opening an account.

ABP vs Aegon Pensioen vs a.s.r. Pensioen | Capmap