Lightyear
4.0Multi-award winning EU investment platform offering commission-free ETFs, stocks, and up to 1.92% APY savings
investingEstoniaSince 2020
Compare platforms
Side-by-side comparison of fees, features, and ratings
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|---|---|---|
| Overview | ||
| Category | investing | investing |
| Difficulty | ||
| Founded | 2020 | 2002 |
| Headquarters | Estonia | Poland |
| Best for | ||
| Ratings | ||
| Overall | 4.0 | 4.0 |
| Fees | 4.5 | 4.5 |
| Platform | 4.5 | 4.0 |
| Safety | 3.5 | 4.0 |
| Product range | 3.5 | 4.5 |
| Fees & costs | ||
| Stock trading | €0 (free) | |
| ETF trading | €0 (free) | €0 (free) |
| Crypto trading | ||
| Currency conversion | ||
| Inactivity fee | ||
| Withdrawal fee | ||
| Custody fee | ||
| Deposit fee | ||
| Minimum deposit | - | - |
| Available products | ||
| Stocks | ||
| ETFs | ||
| Bonds | ||
| Options | ||
| Futures | ||
| Crypto | ||
| CFDs | ||
| Forex | ||
| Funds | ||
| Platform & features | ||
| Web platform | ||
| Mobile app | ||
| Desktop app | ||
| API access | ||
| Fractional shares | ||
| Savings plan | ||
| Demo account | ||
| Copy trading | ||
| Cash interest | 1.92% | |
| Regulation & safety | ||
| Primary regulator | EFSA (Estonia) | KNF |
| Investor protection | - | - |
| MiFID passported | ||
| Availability | ||
| Available in English | ||
| Languages | 8 languages | 10 languages |
| Countries | 17 | 22 |
| Pros & cons | ||
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| Open account | Open account | |
XTB
4.0Major European broker — 0% commission on stocks/ETFs, 8,500+ securities, ISA with 6% AER
investingPolandSince 2002
Quick verdict
Best fees
Tied
Safest
XTB
Most products
XTB
Best platform
Lightyear
Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always verify fees and features on each platform's website before opening an account.