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Curvo

Belgian passive investing app — automated index fund portfolios via NNEK (AFM-regulated), from 1% fee with TOB tax exemption

InvestingBeginnerAvailable in English
4.0/ 5
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Founded:2020
HQ:Belgium
Regulator:AFM (via NNEK)
Protection:€20,000

Rating breakdown

Overall
4.0
Fees
3.0
Platform
4.0
Safety
4.0
Product range
2.5

Pros

  • Automated passive investing with Vanguard/BlackRock/Amundi index funds
  • Belgian transaction tax (TOB) exempt
  • Fractional shares — every cent is invested
  • Automatic portfolio rebalancing
  • Available across 10 European countries

Cons

  • 1% fee on first €50K is higher than DIY ETF investing
  • Limited to passive index fund strategies — no stock picking
  • Managed by Dutch NNEK — not directly Belgian-regulated
  • No crypto or alternative investments

Fees & costs

0.75% annual management fee. Fund costs ~0.20% on top. No entry, exit or transaction fees.

Fee typeCost
Custody fee1.000% per year

Fees as of 23 March 2026. Always verify on the platform's website.

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

EnglishDutchFrench

Available in 10 countries

🇧🇪Belgium🇳🇱Netherlands🇩🇪Germany🇫🇷France🇦🇹Austria🇮🇪Ireland🇫🇮Finland🇵🇹Portugal🇮🇹Italy🇪🇸Spain

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer