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CZ

Dutch non-profit health insurer with 3M+ customers since 1930 — rated 8.0/10 for customer service

InsuranceBeginner
3.5/ 5
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Founded:1930
HQ:Netherlands
Regulator:DNB

Rating breakdown

Overall
3.5
Fees
3.5
Platform
4.0
Safety
4.5
Product range
2.5

Pros

  • Non-profit health insurer — no profit motive
  • 3M+ customers with 90+ year track record since 1930
  • 8.0/10 customer service rating
  • Contracts with 45,000+ healthcare providers
  • Waiting list mediation service to reduce wait times

Cons

  • Dutch language only — no English support
  • Netherlands only — not available to expats without Dutch residency
  • Health insurance only — no other financial products
  • Basic Dutch health insurance is mandatory and standardized

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

Dutch

Available in 1 country

🇳🇱Netherlands

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer