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DA Direkt

German direct insurer (Zurich Group subsidiary) — award-winning car, dental, pet, and household insurance online

InsuranceBeginner
3.5/ 5
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Part of Zurich Insurance Group

HQ:Germany
Regulator:BaFin

Rating breakdown

Overall
3.5
Fees
3.5
Platform
4.0
Safety
4.5
Product range
3.0

Pros

  • Part of Zurich Insurance Group — strong financial backing
  • Stiftung Warentest "very good" for dental insurance 6x in a row
  • Top-rated Kfz insurer by €uro Magazine
  • 24/7 customer service by phone
  • Simple online-first process with competitive pricing

Cons

  • German language only — no English support
  • Germany only — no international coverage
  • Insurance only — no savings or investment products
  • Limited product range compared to full-service insurers

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer