
DA Direkt
German direct insurer (Zurich Group subsidiary) — award-winning car, dental, pet, and household insurance online
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Rating breakdown
Pros
- Part of Zurich Insurance Group — strong financial backing
- Stiftung Warentest "very good" for dental insurance 6x in a row
- Top-rated Kfz insurer by €uro Magazine
- 24/7 customer service by phone
- Simple online-first process with competitive pricing
Cons
- German language only — no English support
- Germany only — no international coverage
- Insurance only — no savings or investment products
- Limited product range compared to full-service insurers
Platform & features
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Key features
Availability
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer