Debitum
Licensed Latvian P2P lending platform offering business loans with up to 15% APY and buyback guarantee
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Rating breakdown
Pros
- Licensed by Latvijas Banka
- Up to 15% APY returns
- Low €10 minimum investment
- BuyBack obligation on loans
- 0% reported default rate
- Multi-language platform
Cons
- P2P lending carries inherent risk
- Latvian-based (less familiar jurisdiction)
- Limited to business loans
- Some Ukraine exposure (restructured)
Fees & costs
No investor fees. Returns from 8–11%/year. Buyback guarantee on select loans. Minimum: €10.
| Fee type | Cost |
|---|---|
| Minimum deposit | €10 |
Fees as of 23 March 2026. Always verify on the platform's website.
Platform & features
Available on
Key features
Availability
Languages
Available in 7 countries
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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer