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finanzen.net zero

German zero-commission neo-broker for stocks, ETFs, and crypto — Stiftung Warentest cost winner

InvestingBeginner
4.0/ 5
Visit finanzen.net zero

Free account

Part of finanzen.net GmbH

Founded:2019
HQ:Germany
Regulator:BaFin
Protection:€100,000

Rating breakdown

Overall
4.0
Fees
5.0
Platform
4.0
Safety
4.0
Product range
4.0

Pros

  • Zero order commissions — Stiftung Warentest cost winner (12/2025)
  • Fractional shares available from EUR 1
  • Real crypto trading (59 cryptocurrencies) with German custody
  • Recommended by Finanztip and Finanzfluss
  • 4.7 stars on App Store and Google Play
  • Children's depot available

Cons

  • German only — no English interface
  • Germany-only market
  • Single exchange (gettex) — limited price competition
  • Spreads can offset zero commissions on smaller trades

Fees & costs

Zero order fees (plus spreads). Savings plans from EUR 1. Crypto custody in Germany.

Fee typeCost
Stock trading€0 (free)
ETF trading€0 (free)

Fees as of 23 March 2026. Always verify on the platform's website.

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

German

Available in 1 country

🇩🇪Germany

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer