finanzen.net zero
German zero-commission neo-broker for stocks, ETFs, and crypto — Stiftung Warentest cost winner
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Rating breakdown
Pros
- Zero order commissions — Stiftung Warentest cost winner (12/2025)
- Fractional shares available from EUR 1
- Real crypto trading (59 cryptocurrencies) with German custody
- Recommended by Finanztip and Finanzfluss
- 4.7 stars on App Store and Google Play
- Children's depot available
Cons
- German only — no English interface
- Germany-only market
- Single exchange (gettex) — limited price competition
- Spreads can offset zero commissions on smaller trades
Fees & costs
Zero order fees (plus spreads). Savings plans from EUR 1. Crypto custody in Germany.
| Fee type | Cost |
|---|---|
| Stock trading | €0 (free) |
| ETF trading | €0 (free) |
Fees as of 23 March 2026. Always verify on the platform's website.
Available products
Platform & features
Available on
Key features
Availability
Languages
Available in 1 country
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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer