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Fio Banka

Czech bank offering free accounts, online stock/ETF trading, mutual funds, and mortgages with zero-fee banking

InvestingAvailable in English
3.5/ 5
Visit Fio Banka

Free account

Part of Fio banka a.s.

Founded:1993
HQ:Czechia
Regulator:CNB
Protection:€100,000

Rating breakdown

Overall
3.5
Fees
4.0
Platform
3.0
Safety
3.5
Product range
3.5

Pros

  • Free banking accounts with zero fees
  • English available on website
  • Smartbroker mobile app for trading on the go
  • Free investment seminars
  • Personal broker service and mortgage calculator
  • Growing customer base with strong cybersecurity focus

Cons

  • Primarily Czech/Slovak market focus
  • Limited exchange access compared to international brokers
  • Traditional bank UI — not as modern as neo-brokers
  • Smaller than major European banks

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

CzechEnglish

Available in 2 countries

🇨🇿Czechia🇸🇰Slovakia

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer