Fortuneo
French fee-free online bank offering banking, brokerage, and life insurance with premium Mastercard cards
Rating breakdown
Pros
- €0/month for banking account and cards (Gold, World Elite)
- €80 welcome bonus for new account opening
- Free unlimited virtual cards for online payments
- Part of Crédit Mutuel Arkéa — solid banking group
- Full-service: banking, brokerage, life insurance, savings
Cons
- French only — no English interface
- France-only market
- Income requirements for premium cards (€2,200+ for Gold, €4,000+ for World Elite)
- Online-only — no physical branches
Available products
Platform & features
Available on
Key features
Availability
Languages
Available in 1 country
Similar platforms
Europe's largest neobroker with 10M+ users offering stocks, ETFs, crypto, savings plans, and banking from €1
Commission-free investing platform with €30B in client assets, 5M+ accounts, fractional shares, and auto-invest pies
Sweden's largest online broker with free stock trading, fund fee rebates, and 16 years of happiest savers
Vanguard Investor UK — low-cost ISA, pension, and fund platform with 85+ funds and managed portfolios
Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer