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Ginmon

German robo-advisor with €400M AUM offering scientifically-founded ETF investment strategies with professional risk management

InvestingBeginner
3.5/ 5
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Free account

Founded:2014
HQ:Germany
Regulator:BaFin

Rating breakdown

Overall
3.5
Fees
3.0
Platform
4.0
Safety
4.0
Product range
2.5

Pros

  • €400 million assets under management — significant for a robo-advisor
  • Scientifically-founded investment strategy
  • EU deposit protection and Sondervermögen protection
  • Personal advisor available from €50,000 portfolio
  • Phone, email, and in-app chat support

Cons

  • German only — no English interface
  • Germany-only market
  • Fully managed — no self-directed trading
  • Management fees on top of ETF costs

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

German

Available in 2 countries

🇦🇹Austria🇩🇪Germany

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer