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Groupama

Major French mutual insurance group serving agriculture, businesses, and individuals with a strong cooperative heritage

InsuranceAvailable in English
3.5/ 5
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Founded:1900
HQ:France
Regulator:ACPR

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.0
Safety
4.5
Product range
4.0

Pros

  • Over 120 years of insurance heritage
  • English available on corporate website
  • Strong CSR strategy with 30-year Madagascar solidarity initiative
  • Cooperative mutual structure — member-focused
  • Wide range: car, home, health, life, agricultural insurance

Cons

  • Corporate/group website — retail products via local subsidiaries
  • France-focused market primarily
  • Mutual structure — no stock market listing
  • Traditional insurer — less digital than insurtechs

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

FrenchEnglish

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer