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Hastings Direct

Major UK insurer with 4M+ customers offering competitive car, home, bike, and van insurance

InsuranceBeginnerAvailable in English
3.5/ 5
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Founded:2002
HQ:United Kingdom
Regulator:FCA

Rating breakdown

Overall
3.5
Fees
3.5
Platform
3.5
Safety
4.0
Product range
3.0

Pros

  • 4M+ customers — well-established UK insurer
  • Competitive pricing on car insurance
  • YouDrive telematics product rewards good driving
  • Multi-car discount available
  • High Trustpilot rating (4.4/5)

Cons

  • UK-only service
  • No investment or savings products
  • Limited to motor and home insurance
  • No life or health insurance

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer