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Helden

German digital insurer offering all-in-one insurance products for liability, household, e-bike, pets, and drones

InsuranceBeginner
3.0/ 5
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Free account

HQ:Germany
Regulator:BaFin

Rating breakdown

Overall
3.0
Fees
3.5
Platform
3.5
Safety
3.0
Product range
3.0

Pros

  • Simple all-in-one insurance products with premium features included
  • Fair pricing with community referral discounts
  • Quick 3-minute sign-up or switch process
  • Personal customer service
  • Niche products like drone and e-bike insurance

Cons

  • German-only — no English support
  • Limited to property and liability insurance
  • No life, health, or pension products
  • Relatively small/new compared to traditional insurers

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

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Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer