Ilmarinen Mutual Pension Insurance Company logo

Ilmarinen Mutual Pension Insurance Company

Finland's largest private pension insurance company handling YEL and TyEL pension coverage with work ability services

PensionIntermediateAvailable in English
3.5/ 5
Founded:1961
HQ:Finland
Regulator:Finanssivalvonta

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.5
Product range
2.0

Pros

  • Finland's largest private pension insurer
  • English interface available
  • Online service for managing pension
  • YEL calculator and employer calculators
  • 22% discount for new entrepreneurs on YEL
  • Work ability management services for employers

Cons

  • Mandatory pension insurance — not a voluntary product
  • Finland-only service
  • No investment products beyond pension
  • Complex Finnish pension system for expats to understand

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

FinnishEnglishSwedish

Available in 1 country

🇫🇮Finland

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer