ING-DiBa Baufinanzierung logo

ING-DiBa Baufinanzierung

ING Germany mortgage (Baufinanzierung) — competitive rates with green energy discount and investment property financing

MortgagesIntermediate
3.5/ 5
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Part of ING Group

Founded:1965
HQ:Germany
Regulator:BaFin

Rating breakdown

Overall
3.5
Fees
3.5
Platform
3.5
Safety
4.5
Product range
2.5

Pros

  • See your personalized rate in 3 minutes
  • Green mortgage: -0.10% rate discount for A/A+ energy classes
  • Investment property financing available from 30m²
  • Manage mortgage online — self-service disbursement and changes
  • Part of ING Group — strong financial backing

Cons

  • German-only — no English interface
  • Germany-only service
  • Comparison portals may show inaccurate ING rates
  • No in-branch advisory

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

German

Available in 1 country

🇩🇪Germany

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer