L&C Mortgages logo

L&C Mortgages

UK's leading fee-free mortgage broker with over 1 million mortgage applications processed

MortgagesAvailable in English
3.5/ 5
HQ:United Kingdom
Regulator:FCA (UK)

Rating breakdown

Overall
3.5
Fees
4.5
Platform
3.5
Safety
4.0
Product range
3.5

Pros

  • Completely fee-free mortgage advice — no broker charges to the customer
  • Massive track record with 1 million+ mortgage applications
  • Wide panel of lenders giving access to competitive deals across the UK market

Cons

  • UK-only service — not available to EU residents
  • Advisory service only — does not lend directly
  • Online tools are limited compared to some digital-first competitors

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer