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Lendermarket

EU-regulated P2P lending marketplace offering up to 15% APY on consumer loan investments with zero commission

InvestingAvailable in English
3.0/ 5
Visit Lendermarket

Min. deposit: €10

Founded:2019
HQ:Ireland
Regulator:EU Crowdfunding Service Provider (ECSP)
Min. deposit:€10

Rating breakdown

Overall
3.0
Fees
4.0
Platform
3.0
Safety
2.5
Product range
2.5

Pros

  • EU-regulated crowdfunding service provider — investor confidence
  • High advertised returns up to 15% APY with zero commission fees
  • Over €38M earned by 21,000+ registered investors — established track record

Cons

  • P2P lending carries significant default and platform risk
  • Investment not covered by deposit guarantee or investor compensation schemes
  • Relatively small platform compared to major P2P competitors like Mintos

Fees & costs

No investor fees; min €10 investment; P2P lending

Fee typeCost
Custody fee0.000% per year
Minimum deposit€10

Fees as of 23 March 2026. Always verify on the platform's website.

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

Available in 6 countries

🇮🇪Ireland🇩🇪Germany🇳🇱Netherlands🇪🇸Spain🇫🇮Finland🇦🇹Austria

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer