Long-Term Savings (Langetermijnsparen / Épargne à Long Terme) logo

Long-Term Savings (Langetermijnsparen / Épargne à Long Terme)

Belgian government long-term savings tax benefit program (langetermijnsparen) — not a platform but a tax scheme

Pension
3.0/ 5
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Founded:1992
HQ:Belgium
Regulator:FSMA (Belgium) / NBB

Rating breakdown

Overall
3.0
Fees
3.0
Platform
2.0
Safety
4.5
Product range
2.0

Pros

  • Official Belgian tax benefit — 30% tax reduction on qualifying long-term savings
  • Government-backed program with strong consumer protections
  • Available through most Belgian banks and insurers

Cons

  • Not a platform — this is a government tax scheme, not a service you sign up for directly
  • Belgian residents only — no relevance to expats outside Belgium
  • Complex Belgian tax rules in Dutch/French only

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

DutchFrench

Available in 1 country

🇧🇪Belgium

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer