Mintos
Europe's leading multi-asset investment platform offering loans, ETFs, bonds, real estate, and Smart Cash with €800M+ AUM
Min. deposit: €50
Rating breakdown
Pros
- MiFID-licensed investment firm — strong EU regulatory framework
- Multi-asset platform: loans, ETFs, bonds, real estate, Smart Cash — excellent diversification
- 600,000+ registered users and €800M+ AUM — Europe's largest loan investment platform
Cons
- Loan investments carry default risk — not covered by deposit guarantees
- Latvian regulation may feel less familiar than major Western European regulators
- Some investments have limited liquidity — secondary market subject to demand
Fees & costs
No platform fees for investors; avg 9–12% annual return
| Fee type | Cost |
|---|---|
| Minimum deposit | €50 |
Fees as of 23 March 2026. Always verify on the platform's website.
Available products
Platform & features
Available on
Key features
Availability
Languages
Available in 26 countries
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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer