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NEST

UK government-backed workplace pension scheme for auto-enrolment — used by millions of employees

PensionBeginnerAvailable in English
3.5/ 5
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HQ:United Kingdom
Regulator:TPR/FCA

Rating breakdown

Overall
3.5
Fees
4.0
Platform
3.0
Safety
4.5
Product range
2.5

Pros

  • Government-backed pension scheme designed for auto-enrolment
  • Low charges with no hidden fees — suitable for all employers
  • Simple sign-up process for both employers and members

Cons

  • UK-only workplace pension scheme
  • Limited investment choice compared to SIPP providers
  • Returns may be lower than self-directed pension investing

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer