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ONVZ

Dutch premium health insurer — first-class care with wide provider choice and generous coverage options

InsuranceBeginner
3.5/ 5
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HQ:Netherlands
Regulator:DNB/AFM

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.0
Product range
3.5

Pros

  • Premium Dutch health insurance with wide provider choice
  • Two plan options: Vrije Keuze (100%) and Bewuste Keuze (70-85%)
  • Extensive supplementary coverage including physio, dental, and alternative care

Cons

  • Dutch only — no English interface
  • Netherlands-only health insurance
  • Higher premiums than basic Dutch insurers (€156-166/month)

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

Dutch

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Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer