OP Financial Group (Osuuspankki) logo

OP Financial Group (Osuuspankki)

Finland's largest financial group — savings, funds, stocks, insurance savings, and monthly investment plans from €10

InvestingBeginnerAvailable in English
3.5/ 5
Founded:1902
HQ:Finland
Regulator:FIN-FSA
Protection:€100,000
Min. deposit:€10

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.5
Product range
4.0

Pros

  • Finland's largest financial group — cooperative ownership structure
  • English interface available for expats
  • Monthly fund investing from €10 with OP bonus reinvestment

Cons

  • Higher fees than discount brokers like Nordnet
  • Primarily Finland-focused — limited international appeal
  • Cooperative structure means tied to OP banking ecosystem

Fees & costs

stocks_helsinki: Min €8 + 0.2%; etf: Standard brokerage; ost_brokerage: Per trade fees apply; funds_op: 0 subscription/redemption for OP funds

Fee typeCost
Minimum deposit€10

Fees as of 23 March 2026. Always verify on the platform's website.

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

FinnishSwedishEnglish

Available in 1 country

🇫🇮Finland

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer