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Openbank

Santander's digital bank — high-yield savings, fully digital banking, biometric security, available in US and Europe

InvestingBeginnerAvailable in English
3.5/ 5
Visit Openbank

Free account

Part of Santander Group

Founded:1995
HQ:Spain
Regulator:Bank of Spain
Protection:€100,000

Rating breakdown

Overall
3.5
Fees
3.5
Platform
4.0
Safety
4.5
Product range
3.0

Pros

  • Backed by Santander with 167 years of global banking experience
  • High-yield savings with competitive rates
  • Fully digital with biometric security and intuitive mobile app

Cons

  • US site shown by default — European products on openbank.es
  • Investment features limited compared to specialized brokers
  • Digital-only — no branch network

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

EnglishSpanish

Available in 4 countries

🇪🇸Spain🇩🇪Germany🇳🇱Netherlands🇵🇹Portugal

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer