Openbank
Santander's digital bank — high-yield savings, fully digital banking, biometric security, available in US and Europe
Rating breakdown
Pros
- Backed by Santander with 167 years of global banking experience
- High-yield savings with competitive rates
- Fully digital with biometric security and intuitive mobile app
Cons
- US site shown by default — European products on openbank.es
- Investment features limited compared to specialized brokers
- Digital-only — no branch network
Available products
Platform & features
Available on
Key features
Availability
Languages
Available in 4 countries
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer