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OSKAR

German robo-advisor for families — ESG ETF savings plans from €25/month, managed by Scalable Capital

InvestingBeginner
3.5/ 5
Visit OSKAR

Min. deposit: €25

Part of Managed by Scalable Capital

Founded:2019
HQ:Germany
Regulator:BaFin
Protection:€100,000
Min. deposit:€25

Rating breakdown

Overall
3.5
Fees
4.0
Platform
3.5
Safety
4.0
Product range
3.0

Pros

  • Simple ETF savings plans from €25/month — perfect for families
  • ESG-focused investing with professional portfolio management
  • Low all-in fee (0.7-1% p.a.) with no hidden costs

Cons

  • German only — no English interface
  • Germany-only availability
  • Limited control — robo-advisor manages everything

Fees & costs

0.7% p.a. management fee; ETF savings plans from €25/month

Fee typeCost
Custody fee0.700% per year
Minimum deposit€25

Fees as of 23 March 2026. Always verify on the platform's website.

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

German

Available in 1 country

🇩🇪Germany

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer