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PeerBerry

European P2P lending marketplace — invest in loans from €10 with buyback guarantee and up to 11% average return

InvestingIntermediateAvailable in English
4.0/ 5
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Min. deposit: €10

Founded:2017
HQ:Lithuania
Regulator:HANFA (Croatian Financial Services Supervisory Agency)
Min. deposit:€10

Rating breakdown

Overall
4.0
Fees
4.0
Platform
4.0
Safety
3.0
Product range
3.0

Pros

  • 11% average annual return with buyback and group guarantees
  • 115,000+ investors with €3.3B+ total invested
  • Start from €10 with auto-invest and loyalty rewards up to 1%

Cons

  • P2P lending carries default risk despite buyback guarantee
  • Not regulated as a traditional financial institution
  • Loan originators concentrated in specific markets

Fees & costs

No investor fees; avg 11% annual return

Fee typeCost
Minimum deposit€10

Fees as of 23 March 2026. Always verify on the platform's website.

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

Available in 26 countries

🇦🇹Austria🇧🇪Belgium🇧🇬Bulgaria🇨🇾Cyprus🇨🇿Czechia🇩🇪Germany🇩🇰Denmark🇪🇪Estonia🇪🇸Spain🇫🇮Finland🇫🇷France🇬🇷Greece🇭🇷Croatia🇭🇺Hungary🇮🇪Ireland🇮🇹Italy🇱🇹Lithuania🇱🇺Luxembourg🇱🇻Latvia🇳🇱Netherlands🇳🇴Norway🇵🇱Poland🇵🇹Portugal🇸🇪Sweden🇸🇮Slovenia🇸🇰Slovakia

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer