Perenna
UK mortgage lender offering long-term fixed rates up to 40 years with no age caps
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Rating breakdown
Pros
- Long-term fixed rates up to 40 years for payment certainty
- Borrow up to 6x income — higher than most UK lenders
- No age caps — accessible for older borrowers
Cons
- UK-only — not available across Europe
- Relatively new lender with limited track record
- No mobile app for mortgage management
Platform & features
Available on
Key features
Availability
Languages
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How to get a mortgage as an expat in the Netherlands (2026)
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Read guideYour shortlist
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer