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Renta 4 Banco

Spanish investment bank with 40 years experience, offering funds, AI-managed portfolios from €100, and stock trading

Investing
3.5/ 5
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Min. deposit: €100

Founded:1986
HQ:Spain
Regulator:CNMV (Comisión Nacional del Mercado de Valores)
Min. deposit:€100

Rating breakdown

Overall
3.5
Fees
3.5
Platform
3.5
Safety
4.0
Product range
4.0

Pros

  • 40 years of experience as a specialized Spanish investment bank
  • AI-managed Carteras Easy portfolios from just €100 at 0.25% fee
  • Strong fund performance (Megatendencias Tecnología 17.55% 3yr annualized)

Cons

  • Spanish-only — no English interface
  • Primarily focused on Spanish market and investors
  • Higher complexity than simple robo-advisors

Fees & costs

Commission from €4/trade (domestic). Custody fee: 0.025%/quarter. No inactivity fee.

Fee typeCost
Minimum deposit€100

Fees as of 23 March 2026. Always verify on the platform's website.

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available - automate your investing

Availability

Languages

Spanish

Available in 1 country

🇪🇸Spain

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: medium. Full risk disclaimer