Scalable Capital Wealth (Robo-Advisor)
German robo-advisor with 1M+ users offering automated ETF portfolios from €20/month with optional ESG strategies
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Rating breakdown
Pros
- Automated ETF portfolios with dynamic risk management
- Low entry point from €20/month savings plans
- Kids accounts available for long-term family investing
Cons
- 0.75% annual management fee on top of ETF costs
- Limited to ETF portfolios — no individual stock picking
- Requires €1-20K minimum depending on portfolio type
Fees & costs
0.75% p.a. management fee + ~0.15% ETF costs. Min investment €1,000 or €20/month. Dynamic risk management using VaR methodology.
| Fee type | Cost |
|---|---|
| Minimum deposit | €2,000 |
Fees as of 23 March 2026. Always verify on the platform's website.
Available products
Platform & features
Available on
Key features
Availability
Languages
Available in 3 countries
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer