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Scalable Capital Wealth (Robo-Advisor)

German robo-advisor with 1M+ users offering automated ETF portfolios from €20/month with optional ESG strategies

InvestingAvailable in English
3.5/ 5
Visit Scalable Capital Wealth (Robo-Advisor)

Min. deposit: €2,000

Part of Scalable Capital GmbH

Founded:2014
HQ:Germany
Regulator:BaFin
Min. deposit:€2,000

Rating breakdown

Overall
3.5
Fees
3.0
Platform
4.0
Safety
4.0
Product range
2.5

Pros

  • Automated ETF portfolios with dynamic risk management
  • Low entry point from €20/month savings plans
  • Kids accounts available for long-term family investing

Cons

  • 0.75% annual management fee on top of ETF costs
  • Limited to ETF portfolios — no individual stock picking
  • Requires €1-20K minimum depending on portfolio type

Fees & costs

0.75% p.a. management fee + ~0.15% ETF costs. Min investment €1,000 or €20/month. Dynamic risk management using VaR methodology.

Fee typeCost
Minimum deposit€2,000

Fees as of 23 March 2026. Always verify on the platform's website.

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

GermanEnglish

Available in 3 countries

🇩🇪Germany🇦🇹Austria🇬🇧United Kingdom

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer