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Standard Life

UK pension provider with 200+ years of experience offering personal pensions, transfers, and retirement planning

PensionAvailable in English
3.5/ 5
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Part of Phoenix Group

HQ:United Kingdom
Regulator:FCA

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.5
Product range
3.0

Pros

  • 200+ years of pension expertise
  • Defaqto Gold rated pension service
  • Easy pension consolidation and transfer tools

Cons

  • UK-only — not available to European residents
  • Limited investment options outside pension wrappers
  • Traditional provider — less innovative than modern alternatives

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer