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Twino

Latvian regulated investment platform offering asset-backed securities with returns up to 12%

InvestingAvailable in English
3.5/ 5
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Founded:2015
HQ:Latvia
Regulator:Latvijas Banka

Rating breakdown

Overall
3.5
Fees
3.5
Platform
3.5
Safety
3.5
Product range
2.5

Pros

  • EU-regulated investment firm (License No. 27-55/2025/7)
  • Returns up to 12% on asset-backed securities
  • Auto-invest feature for hands-free investing

Cons

  • Higher risk — P2P/ABS lending carries default risk
  • No mobile app available
  • Smaller platform (22,000 investors) compared to major competitors

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

EnglishGermanSpanishLatvian

Available in 17 countries

🇳🇱Netherlands🇩🇪Germany🇫🇷France🇧🇪Belgium🇦🇹Austria🇮🇹Italy🇪🇸Spain🇵🇹Portugal🇮🇪Ireland🇫🇮Finland🇱🇺Luxembourg🇬🇷Greece🇸🇰Slovakia🇸🇮Slovenia🇱🇹Lithuania🇱🇻Latvia🇪🇪Estonia

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer