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Widiba (Widiba Finance S.p.A.)

Italian online bank (MPS group) — 5,000+ funds/SICAVs, AI assistant DiAloga, CET1 ratio 41.9%

Investing
3.5/ 5
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Part of Banca Monte dei Paschi di Siena

HQ:Italy
Regulator:Banca d'Italia

Rating breakdown

Overall
3.5
Fees
3.0
Platform
4.0
Safety
4.5
Product range
4.0

Pros

  • Extremely high capital ratio (CET1 41.9%) — among the safest in Italy
  • Over 5,000 funds and SICAVs for self-directed investing
  • 565+ financial advisors across Italy with 4.85/5 satisfaction rating

Cons

  • Italian-only — no English support
  • Italy-only market
  • Part of MPS group which has had historic instability

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

Italian

Available in 1 country

🇮🇹Italy

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer