Free tool

Broker fee calculator

Compare trading costs across popular European brokers based on your actual trading pattern.

Trades per month5 trades
1 trades50 trades
Average trade size€500
€50€10,000
Holding period1 year
1 year10 years
Currency conversion needed?

Cheapest for your trading pattern

Trading 212

€0 over 1 year

BrokerAnnual cost1-year total
DEGIRO€60€60
Trade Republic€60€60

Total cost comparison (1 year)

€0Trading 212€59Scalable Capital€60DEGIRO€60Trade Republic€75Interactive Brokers

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Fee calculations are simplified estimates based on publicly available fee schedules. Actual costs may differ. Always verify current fees on the platform website.

Understanding broker fees

What makes up your total trading cost

The headline commission rate is only part of the story. Your total trading cost includes commissions per trade, platform fees (monthly or annual), currency conversion costs if you buy foreign assets, and the spread between buy and sell prices.

The hidden cost of FX fees

If you buy US stocks from a EUR account, every broker charges a currency conversion fee. This ranges from 0.002% (Interactive Brokers) to 0.5%+ (some neobrokers). On a large portfolio, this can dwarf the commission savings.

Different brokers suit different trading styles. If you make 2-3 trades per month in EUR-denominated ETFs, a zero-commission broker like Trading 212 may be cheapest. But if you trade frequently in US stocks, Interactive Brokers often wins thanks to its extremely low FX fees.

FAQ

Common questions

Which European broker has the lowest fees?

It depends on your trading pattern. For infrequent EUR-only trading, Trading 212 and Trade Republic are often cheapest. For active traders needing multiple currencies, Interactive Brokers tends to win. Use the calculator above with your own numbers to find the best fit.

What is an FX fee and when does it apply?

An FX (foreign exchange) fee is charged when you buy assets in a different currency than your account currency. For example, buying US stocks with a EUR account. FX fees vary from 0% (Revolut Premium) to 2%+ (traditional banks).

Are zero-commission brokers really free?

No broker is truly free. Zero-commission brokers make money through FX markups, payment for order flow (PFOF, being phased out in the EU), interest on uninvested cash, and premium subscription plans. Compare the total cost, not just the commission.