Starling Bank logo

Starling Bank

Award-winning UK digital bank with AI spending insights, no-fee foreign spending, and FSCS protection

BankingAvailable in English
4.5/ 5
Founded:2014
HQ:United Kingdom
Regulator:FCA / PRA

Rating breakdown

Overall
4.5
Fees
5.0
Platform
4.5
Safety
4.5
Product range
3.0

Pros

  • Which? Recommended current account provider
  • AI-powered spending intelligence and budgeting tools
  • No fees on foreign transactions — spend like home

Cons

  • UK-only — not available to European residents
  • No investment or trading products
  • Limited to banking — no mortgage or loan products

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

Available in 1 country

🇬🇧United Kingdom

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer