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Wise

Global money transfer and multi-currency account — 74% of transfers arrive in under 20 seconds

BankingAvailable in English
4.5/ 5
Visit Wise

Free account

Founded:2011
HQ:United Kingdom
Regulator:FCA
Protection:€100,000

Rating breakdown

Overall
4.5
Fees
5.0
Platform
4.5
Safety
4.0
Product range
3.0

Pros

  • Mid-market exchange rate with transparent fees — no markup
  • Send to 140+ countries, most in under 20 seconds
  • 24/7/365 customer support and rate lock guarantee

Cons

  • Not a full bank — limited savings and lending products
  • Fees vary by currency corridor
  • No investment or trading features

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

EnglishGermanFrenchSpanishItalianDutchPortuguesePolishSwedishDanishFinnishNorwegian

Available in 30 countries

🇳🇱Netherlands🇩🇪Germany🇫🇷France🇧🇪Belgium🇦🇹Austria🇮🇹Italy🇪🇸Spain🇵🇹Portugal🇮🇪Ireland🇫🇮Finland🇱🇺Luxembourg🇬🇷Greece🇸🇰Slovakia🇸🇮Slovenia🇱🇹Lithuania🇱🇻Latvia🇪🇪Estonia🇩🇰Denmark🇸🇪Sweden🇳🇴Norway🇵🇱Poland🇨🇿Czechia🇭🇺Hungary🇷🇴Romania🇧🇬Bulgaria🇭🇷Croatia🇨🇾Cyprus🇲🇹Malta🇮🇸Iceland🇨🇭Switzerland

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 25 March 2026. Data confidence: high. Full risk disclaimer