Bank of Ireland logo

Bank of Ireland

One of Ireland's largest banks — full-service banking, mortgages, investments, and pensions

BankingBeginnerAvailable in English
3.5/ 5
Founded:1783
HQ:Ireland
Regulator:Central Bank of Ireland
Protection:€100,000

Rating breakdown

Overall
3.5
Fees
2.5
Platform
3.5
Safety
4.5
Product range
4.0

Pros

  • One of Ireland's largest banks with extensive branch network
  • Full product range: current accounts, mortgages, loans, savings, pensions, investments
  • Publicly traded (BIRG) — strong financial stability
  • Modern banking app with Zippay contactless payments
  • Also operates in the UK — cross-border convenience

Cons

  • Traditional bank fees — higher than digital-only alternatives
  • Ireland and UK focused — limited European reach
  • Investment products mainly through advisory rather than self-directed
  • Customer service can be slow during peak times
  • Some legacy systems despite digital modernization

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

EnglishIrish

Available in 2 countries

🇮🇪Ireland🇬🇧United Kingdom

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer