Chase UK
JPMorgan Chase digital bank in the UK with 4.5% AER savings and 1% cashback
BankingAvailable in English
4.0/ 5
HQ:United Kingdom
Regulator:FCA / PRA (UK)
Protection:€85,000
Cash interest:4.5%
Rating breakdown
Overall
4.0
Fees
4.5
Platform
4.5
Safety
5.0
Product range
3.5
4.0out of 5
Pros
- Backed by JPMorgan Chase — one of the world's largest banks
- 4.5% AER boosted saver rate (with 12-month boost)
- 1% cashback on groceries, transport and fuel for first year
- No fees for overseas spending
- Which? recommended current account
- Investments via J.P. Morgan Personal Investing in-app
- 24/7 customer support
Cons
- UK residents only — not available in EU/EEA
- App-only bank — no web platform or branches
- Cashback capped at £15/month and limited to first year
- Boosted savings rate requires opening within 31 days of joining
Available products
Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds
Platform & features
Available on
Web platform
Mobile app
Desktop app
API access
Key features
Fractional shares
Savings plan
Demo account
Copy trading
Availability
Languages
English
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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.
Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer