The Co-operative Bank logo

The Co-operative Bank

UK ethical bank with 2M+ customers, offering current accounts, savings, mortgages, and credit cards guided by a customer-led Ethical Policy

BankingAvailable in English
3.5/ 5
HQ:United Kingdom
Regulator:FCA (UK)

Rating breakdown

Overall
3.5
Fees
3.5
Platform
3.5
Safety
4.0
Product range
3.0

Pros

  • Strong ethical banking credentials — Which? Eco Provider 3 years running
  • Trustpilot rated 4.5/5 with 16,500+ reviews
  • £175 switching bonus for new current account customers
  • AA WCAG 2.1 accessibility certification — highly inclusive digital banking

Cons

  • UK-only — no European operations
  • Ranked 14th out of 17 banks for customer satisfaction in CMA survey
  • Being acquired by Coventry Building Society — future changes uncertain
  • No investment products — pure banking only

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

Similar platforms

Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer