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Commerzbank

Major German universal bank offering current accounts, investment depots, ETF savings plans, mortgages, insurance, and robo-advisory via Money Mate

BankingBeginner
3.5/ 5
Visit Commerzbank

Free account

Founded:1870
HQ:Germany
Regulator:BaFin
Cash interest:1.7%

Rating breakdown

Overall
3.5
Fees
2.5
Platform
3.5
Safety
4.5
Product range
4.0

Pros

  • Full-service German universal bank with 153+ year history
  • Tagesgeld at 1.7% for new customers
  • Robo-advisory via Money Mate/cominvest
  • Extensive branch network across Germany
  • Regulated by BaFin with full deposit guarantee

Cons

  • German language only — no English support
  • Higher fees than discount brokers for trading
  • Complex product lineup can overwhelm beginners
  • Limited international reach outside DE/PL/AT

Available products

Stocks
ETFs
Bonds
Options
Futures
Crypto
CFDs
Forex
Funds

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading
Savings plan available — automate your investing

Availability

Languages

German

Available in 3 countries

🇩🇪Germany🇵🇱Poland🇦🇹Austria

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Investing involves risk. You could lose some or all of your money. Capmap provides educational information only, not financial advice. Always do your own research before investing.

Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer