Kroo
UK digital bank paying 2.65% AER on current accounts with no monthly fees and zero foreign transaction charges
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Free account
Rating breakdown
Pros
- Excellent 2.65% AER interest on current account balance — rare for a current account
- Zero fees on foreign spending — great for travellers
- FSCS protected up to £120,000 with full UK banking license
Cons
- Mobile-only — no web banking platform
- UK-only, not available in EU countries
- Relatively new bank with limited product range beyond current account and ISA
Fees & costs
Digital bank with app-based banking. Contact for current pricing.
| Fee type | Cost |
|---|---|
| Currency conversion | 0% |
Fees as of 23 March 2026. Always verify on the platform's website.
Platform & features
Available on
Key features
Availability
Languages
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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer