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Lloyds Bank

One of the UK's largest banks offering current accounts, savings, ISAs, investments, credit cards, and mortgages

BankingAvailable in English
3.5/ 5
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Part of Lloyds Banking Group plc

Founded:1765
HQ:United Kingdom
Regulator:FCA / PRA (UK)
Protection:€100,000

Rating breakdown

Overall
3.5
Fees
3.0
Platform
3.5
Safety
4.5
Product range
4.5

Pros

  • One of the UK's largest and most established banks — 10 million+ mobile app users
  • Comprehensive product range: banking, savings, ISAs, investments, mortgages, insurance
  • Strong digital banking with highly rated mobile app

Cons

  • UK-only — not available to EU residents
  • Traditional bank fees may be higher than challenger banks
  • Investment platform less sophisticated than dedicated brokers

Platform & features

Available on

Web platform
Mobile app
Desktop app
API access

Key features

Fractional shares
Savings plan
Demo account
Copy trading

Availability

Languages

English

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Last verified: 23 March 2026. Data confidence: high. Full risk disclaimer